Privacy Policy

Effective date: October 26, 2026

This Privacy Policy explains how Valoryn ("Valoryn," "we," "our," or "us") collects, uses, and protects information when you use our mobile application (the "App"). By using Valoryn, you agree to the practices described in this policy.

In short: Valoryn is an advisory-only tool. We never execute trades on your behalf, and we never sell your personal data. We collect only what's needed to run your account, process subscriptions, and generate AI-powered market insights.

1. Information We Collect

Account information

When you create an account, we collect your email address and, if you sign in with Google or Apple, your name (if shared) and the account identifier that provider gives us. Authentication is handled by our identity provider, Clerk.

Subscription and payment information

If you subscribe to Valoryn Pro, your payment is processed entirely by the app store you subscribe through: Apple In-App Purchase on iPhone, or Google Play Billing on Android. We do not receive or store your credit card or payment details. We receive only subscription status information (active, expired, renewal date) from Apple or Google and our billing infrastructure provider, RevenueCat, so we can grant you access to Pro features.

Push notifications

If you allow notifications, we store a push token for your device so we can send you alerts. Notifications are delivered through the Expo push service and, depending on your device, Apple Push Notification service or Google Firebase Cloud Messaging. You can turn notifications off at any time in your device settings.

Portfolio and usage data

If you choose to add stock holdings, watchlist items, or an investment budget, we store this information to power your personalized dashboard and recommendations. We also collect basic usage data (such as which screens you visit and which stocks you view) to operate and improve the App.

AI analysis requests

When you request AI-generated analysis (such as buy/sell/short signals, forecasts, or explanations), the relevant stock and market data is sent to a third-party AI provider to generate a response. We do not send your name, email, or account identifiers as part of these requests.

2. How We Use Your Information

3. Third Parties We Work With

ProviderPurpose
ClerkAuthentication and account management
Apple (In-App Purchase)Subscription payment processing on iPhone
Google (Play Billing)Subscription payment processing on Android
Expo, Apple and Google (push notification services)Delivering notifications you have allowed
RevenueCatSubscription status and entitlement management
AI providers (e.g. Anthropic, or other model providers we use from time to time)Generating AI analysis, forecasts, and recommendations
Market data providersSupplying stock prices, news, and financial data displayed in the App

We do not sell your personal information to third parties, and we do not share your data with advertisers.

4. Data Storage and Security

Your account and portfolio data is stored on secure servers. We use industry-standard measures to protect your information, including encrypted connections between the App and our servers. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights and Choices

If you are located in the European Economic Area, United Kingdom, or California, you may have additional rights under GDPR or CCPA, including the right to request a copy of your data or object to certain processing. Contact us to exercise these rights.

6. Children's Privacy

Valoryn is not intended for use by anyone under the age of 17. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can delete it.

7. Investment Disclaimer

Valoryn provides AI-generated market signals and analysis for informational purposes only. Nothing in the App constitutes financial advice, and Valoryn never executes trades on your behalf. All investment decisions are your own responsibility.

8. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you within the App or by email. Continued use of Valoryn after changes take effect constitutes acceptance of the revised policy.

9. Contact Us

If you have questions about this Privacy Policy or wish to exercise your data rights, contact us at:

Email: support@valoryn.app